The FH branch is a relatively cost-effective branch to run, unlike nearby branches in Catford and East Dulwich as they don't have personal bankers, mortgage advisers etc with only cashiers there on a daily basis.

The Sydenham branch appears to also operates a very basic banking service.

Cuts will probably come based on how many staff work in the branch, how close one branch is to another etc which would put one of Peckham's two branches in Rye Lane at risk and Dulwich Village which also provides a basic banking service and doesn't even have an ATM.