Fernglory, that's part of what I mean - the gap widening. What's particularly harsh at the moment is that the rules of deposits have lurched back to the 1960s after house price rises partly fuelled by up to and beyond 100% mortgages! And there hasn't, especially in London, been any significant decrease in house prices.

But it makes no difference to you whether I own one or ten properties - it wouldn't make them any more or less affordable.