I am a cyclist that not only dresses in lycra (sometimes) but also pays attention to the rules of the road. I would like to hope that this is why over the years Ive never been involved in any kind of accident. I do have a near miss on most days however with drivers (mostly, but also pedestrians) who just dont look - or who dont think you are really going that fast.

Despite having similar attitude to the rules of the road, my wife was rear-ended on her bike whilst waiting at a red light at the intersection outside tescos on London road going downhill. The apologetic driver did give her a lift home with her broken bike though, not before running the same red light again!

You just cant generalise about the type of vehicle or person who is a danger on the road!