And statements like ' my wife stayed at home so why can't you' aren't in the bigoted category? I earn more than my partner so it makes sense for me to work more whilst he carries a larger responsibility for childcare. The fact is that things have changed and earnings haven't kept up with property prices and certainly not with energy prices so everything is a lot more expensive. I'm sorry that £200 per month for a family of 5 to live on seems a lot; trust me, when you take off what you need for nappies and formula , around £60 per month for nappies and £30 per month for formula for twins , that doesn't leave a lot of change.

And as to benefits, state pensions are surely that. As are tax credits. So why is it ok for people to draw state pensions when they might be receiving a healthy private or company pension as well , or even working part time, whilst those who receive tax credits to support a family are being castigated for just taking some of their fair dues a bit earlier?

People who pay tax now matter, but its an inescapable fact that there will be more people receiving pensions in the future presenting quite a problem for those in work who will have to work longer and harder to support the system for others and for their own pension pots in the future.