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Family Allowance Cuts
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DerbyHillTop


Posts: 120
Joined: Aug 2008
Post: #1
11-10-2010 09:19 AM

As much as I am chuffed that my post provoked lively reaction, I am saddened that some have not understood my message.
For a start I wasn’t talking about my family, my apologies if the concise numbers led you to that belief. That doesn’t mean that I can’t see the effect on the people that will see this cut. And my fear is that once it is removed for those earning 43875 or more, governments will have easier task in every year bringing more and more families of this universal benefit by reducing the income threshold. The method may be simple, but is crude and has some rather negative effects for those just over the threshold.
So to give a response to some comments and may be a bit less numbers:
Top 10% of taxpayers pay tax at 40% and top 1% pays tax of 50%. By my educated guess that means that about half of 40% payers are not on more than 50k. I would assume that London has greater number of such people as salaries in London are slightly higher than in other part of the country. Saying that the prices of equivalent housing and childcare are also higher and dare I say many would not be conservative supporters.
Now I have no idea how many of those have children, but for the ones that do the following will most likely apply:
Before they had children, they were living and aspiring to own their home as everyone else in this country. They might be paying a mortgage or rent for more than a one bedroom flat and their financies would have been guided on those incomes. They would have saved up for the pregnancies, as they would have been aware that maternity pay is lot lower than their pre children income. But cost of childcare in London is far bigger than what is quoted in the press and Direct GOV dot com. After the maternity then they face a dilemma whether work pays, because in order to work and have 2 children (nothing excessive here) you need more than average salary to have anything left to contribute towards your family’s wellbeing. Some people will stay at home and some will continue to work and thus still contribute to the tax man. Whatever their decision they are now effectively living and caring for 2 extra people by a greatly reduced income. No matter what you actually earn unless you are ¬TINY minority this has to be hard. Then some, that currently receive Working Families Tax Credit are told that as they earn more than national average and therefore they are really well of, shall no longer receive this benefit. On top will also lose child benefit the following year.

So to recap: The above are hard working people like the rest, just maybe luckier or smarter who have incomes in top 10%. Having children will mean a difficult readjustment of their living standards. To top it all they are being told that they do not know how other 90% live in one way or the other and should not complain.
My original post was that families whatever their income (or benefits) are most likely to bring up future generations in increasingly tougher conditions. This government is attacking them hard on every level. We have not heard it all yet but so far schools will not be updated, Working family tax credit will be scaled down, VAT increase, reduction in allowances for 40% earners to name a few. Yet DC, GO and their friends are untouched by the decisions they make for us. What sacrifices will they make?

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Family Allowance Cuts - ForestHillier - 08-10-2010, 10:30 AM
RE: Family Allowance Cuts - brian - 08-10-2010, 11:04 AM
RE: Family Allowance Cuts - ForestHillier - 08-10-2010, 11:08 AM
RE: Family Allowance Cuts - nevermodern - 08-10-2010, 11:41 AM
RE: Family Allowance Cuts - roz - 08-10-2010, 01:07 PM
RE: Family Allowance Cuts - rshdunlop - 08-10-2010, 01:23 PM
RE: Family Allowance Cuts - DerbyHillTop - 08-10-2010, 02:37 PM
RE: Family Allowance Cuts - ForestHillier - 08-10-2010, 02:43 PM
RE: Family Allowance Cuts - rshdunlop - 08-10-2010, 02:46 PM
RE: Family Allowance Cuts - ForestHillier - 08-10-2010, 02:53 PM
RE: Family Allowance Cuts - willy - 08-10-2010, 03:35 PM
RE: Family Allowance Cuts - ForestHillier - 08-10-2010, 03:42 PM
RE: Family Allowance Cuts - willy - 08-10-2010, 03:47 PM
RE: Family Allowance Cuts - ForestHillier - 08-10-2010, 03:53 PM
RE: Family Allowance Cuts - rshdunlop - 08-10-2010, 04:01 PM
RE: Family Allowance Cuts - brian - 08-10-2010, 04:14 PM
RE: Family Allowance Cuts - rshdunlop - 08-10-2010, 04:28 PM
RE: Family Allowance Cuts - brian - 08-10-2010, 04:36 PM
RE: Family Allowance Cuts - DerbyHillTop - 08-10-2010, 04:45 PM
RE: Family Allowance Cuts - michael - 08-10-2010, 04:54 PM
RE: Family Allowance Cuts - rshdunlop - 08-10-2010, 04:55 PM
RE: Family Allowance Cuts - rshdunlop - 08-10-2010, 04:58 PM
RE: Family Allowance Cuts - roz - 08-10-2010, 06:31 PM
RE: Family Allowance Cuts - brian - 09-10-2010, 09:36 AM
RE: Family Allowance Cuts - willy - 09-10-2010, 01:21 PM
RE: Family Allowance Cuts - Contrary Mary - 09-10-2010, 03:48 PM
RE: Family Allowance Cuts - brian - 09-10-2010, 03:50 PM
RE: Family Allowance Cuts - willy - 09-10-2010, 07:30 PM
RE: Family Allowance Cuts - roz - 09-10-2010, 07:53 PM
RE: Family Allowance Cuts - roz - 09-10-2010, 07:57 PM
RE: Family Allowance Cuts - Jon Lloyd - 09-10-2010, 10:09 PM
RE: Family Allowance Cuts - brian - 10-10-2010, 06:09 PM
RE: Family Allowance Cuts - shzl400 - 10-10-2010, 06:18 PM
RE: Family Allowance Cuts - roz - 10-10-2010, 08:12 PM
RE: Family Allowance Cuts - DerbyHillTop - 11-10-2010 09:19 AM
RE: Family Allowance Cuts - mljay - 11-10-2010, 10:04 AM
RE: Family Allowance Cuts - brian - 11-10-2010, 10:50 AM
RE: Family Allowance Cuts - DerbyHillTop - 11-10-2010, 10:52 AM
RE: Family Allowance Cuts - ForestHillier - 11-10-2010, 10:52 AM
RE: Family Allowance Cuts - michael - 11-10-2010, 11:17 AM
RE: Family Allowance Cuts - DerbyHillTop - 11-10-2010, 01:02 PM
RE: Family Allowance Cuts - mljay - 12-10-2010, 11:48 AM
RE: Family Allowance Cuts - brian - 12-10-2010, 11:56 AM
RE: Family Allowance Cuts - roz - 12-10-2010, 12:40 PM
RE: Family Allowance Cuts - brian - 12-10-2010, 01:00 PM
RE: Family Allowance Cuts - ForestHillier - 12-10-2010, 01:09 PM
RE: Family Allowance Cuts - ForestHillier - 12-10-2010, 01:51 PM
RE: Family Allowance Cuts - willy - 12-10-2010, 02:39 PM
RE: Family Allowance Cuts - ForestHillier - 12-10-2010, 02:52 PM
RE: Family Allowance Cuts - brian - 12-10-2010, 03:10 PM
RE: Family Allowance Cuts - nevermodern - 12-10-2010, 05:17 PM
RE: Family Allowance Cuts - nevermodern - 12-10-2010, 05:22 PM
RE: Family Allowance Cuts - nevermodern - 12-10-2010, 05:23 PM
RE: Family Allowance Cuts - ForestHillier - 13-10-2010, 09:56 AM
RE: Family Allowance Cuts - brian - 13-10-2010, 04:18 PM
RE: Family Allowance Cuts - roz - 13-10-2010, 09:02 PM
RE: Family Allowance Cuts - seeformiles - 14-10-2010, 12:09 AM
RE: Family Allowance Cuts - roz - 14-10-2010, 07:11 AM
RE: Family Allowance Cuts - ForestHillier - 14-10-2010, 08:32 AM
RE: Family Allowance Cuts - mljay - 14-10-2010, 10:42 AM
RE: Family Allowance Cuts - Baboonery - 14-10-2010, 10:49 AM
RE: Family Allowance Cuts - ForestHillier - 14-10-2010, 10:54 AM
RE: Family Allowance Cuts - brian - 14-10-2010, 11:14 AM
RE: Family Allowance Cuts - Baboonery - 14-10-2010, 11:19 AM
RE: Family Allowance Cuts - brian - 14-10-2010, 11:22 AM
RE: Family Allowance Cuts - brian - 14-10-2010, 11:37 AM
RE: Family Allowance Cuts - ForestHillier - 14-10-2010, 11:48 AM
RE: Family Allowance Cuts - Baboonery - 14-10-2010, 12:02 PM
RE: Family Allowance Cuts - mljay - 14-10-2010, 12:09 PM
RE: Family Allowance Cuts - Baboonery - 14-10-2010, 12:13 PM
RE: Family Allowance Cuts - brian - 14-10-2010, 12:26 PM
RE: Family Allowance Cuts - Baboonery - 14-10-2010, 12:28 PM
RE: Family Allowance Cuts - ForestHillier - 14-10-2010, 01:12 PM
RE: Family Allowance Cuts - brian - 14-10-2010, 05:15 PM
RE: Family Allowance Cuts - jon14 - 14-10-2010, 05:41 PM
RE: Family Allowance Cuts - mljay - 15-10-2010, 09:29 AM
RE: Family Allowance Cuts - ForestHillier - 15-10-2010, 09:50 AM
RE: Family Allowance Cuts - ryananglem - 15-10-2010, 10:42 AM
RE: Family Allowance Cuts - Baboonery - 15-10-2010, 07:30 PM
RE: Family Allowance Cuts - Baboonery - 15-10-2010, 07:35 PM
RE: Family Allowance Cuts - shzl400 - 15-10-2010, 09:48 PM
RE: Family Allowance Cuts - jon14 - 16-10-2010, 09:08 PM
RE: Family Allowance Cuts - roz - 18-10-2010, 02:16 PM
RE: Family Allowance Cuts - michael - 29-10-2010, 03:07 PM
RE: Family Allowance Cuts - willy - 29-10-2010, 04:00 PM
RE: Family Allowance Cuts - sandy - 29-10-2010, 05:01 PM
RE: Family Allowance Cuts - pixysunflower - 30-10-2010, 09:17 AM
RE: Family Allowance Cuts - roz - 30-10-2010, 10:26 AM
RE: Family Allowance Cuts - brian - 30-10-2010, 02:31 PM
RE: Family Allowance Cuts - roz - 30-10-2010, 08:55 PM
RE: Family Allowance Cuts - brian - 31-10-2010, 02:22 PM
RE: Family Allowance Cuts - davidl - 01-11-2010, 11:01 AM
RE: Family Allowance Cuts - brian - 01-11-2010, 11:56 AM
RE: Family Allowance Cuts - roz - 01-11-2010, 02:11 PM