I agree Wayfarer - one of the main things that attracted me to the C2W scheme was that I would be able to afford a much nicer bike than I usually could (although my employer actually restricts the amount to £750) - I too got myslef a lovely Boardman road bike that I paid off in May and promply got myself a mountain bike on the scheme so that if we get a winter like last year I'll still be able to cycle.

It also has the added benefit that because these are more expensive bikes than I would normally get, I make the effort to get as much use out of them as I can and am getting fitter in the process.