The original poster seems to have a chip on his or her shoulder, so if you'll permit me to reply with my chipshop:

There seems to be, in life, two types of people:

Those hard working savers who "worked hard" and "studied hard at Uni" (How much did that cost?) And then hooray! Buy a house.

And then you have the OTHERS. Who clearly didn't work hard and didn't study hard and didn't go to Uni because they're clearly lazy. If they weren't so damn lazy they'd be able to afford a house for goodness sake! It's logic.

Those who work hard, who can't buy a house: I know you think you're working hard, but you're not. You can't afford a house! It's logic! So sorry Sir, I'll shut up now and not say nothing and thank you Sir. Awful good of you to let me make my little point but I'll say no more and thank you for it.

Although, 'tis a shame to be sure that for so many, gentrification means Starbucks, COSTA and H&M: a word to the wise: homogenised high streets only with nicer signs and a Foxton's does not gentrification make.

Damn it. I've fed a troll.