How does anyone with more than one child of pre-school age afford to work full time?
I thought I only needed to fund the first 3 years with savings as fees would reduce once children reach 2 and 3 years of age. Well my nursery has other plans for me and fees are going up by 240 pounds per month instead of going down. Savings are gone and at a reasonable salary I can’t afford this increase but equally I can’t afford not to work as we need second income to cover the rest of the bills.

It seems to me that the only way for my family being better off is if I can work part time (3 hours a day or less) and contribute a lot less to the tax system.

Do parents feel they have a choice of staying at home vs. going to work? Is it silly of me thinking that work pays?